The leader will probably tell you that you can have all gold

In the far Northwest, there is a portal to Davias, as well as Giants. Don't fight the giants until you can take FFXIV Gold out the liches in the East (OK, so it's not QUITE clockwise!).

But you should be able to take out elite bulls/hounds before liches (liches are a pain - they have a range attack, and the skeletons are tougher than giants, so actually, many people just give the east a complete miss and move on to the giants after elite bulls.

Within a couple minutes, maximum, you should be invited into a party. The leader will probably tell you that you can have all gold/items (if the party has more than 2 people, you'll have to share with the other low-levels - first to grab it, gets it!), but h/she gets all the jewels.

Agree to that (although jewels are nice, they rarely drop, and you need the cash, items, and fast XP just as much, if not more), and follow the leader...

They will almost certainly be off to kill Elite Yetis. These beasts have 4 arms and can kill you in 2 hits... so don't attack them!